If you have a with-profits policy the FSA’s With-Profits Regime Report may have you concerned about your bond, pension or endowment. At Fraser Heath Financial Management we know that you should assess your with-profits policy with great care.
Investors with a Market Value Reduction (MVR) free date on their With Profits Bond could be entitled to claim a value that is higher than their policy is actually worth – in many cases, thousands of pounds more.
But an MVR free date is one of many different types of guarantees that exist on with-profits policies. Despite the many reasons why you should be concerned about with-profits, it could be that you should stick with the policy if the guarantee is valuable.
We’re here to help. As a firm of independent financial advisers we can assess your policy and explain its strengths and weaknesses. Our expertise in with-profits combined with our investment knowledge and financial planning skills make us the ideal choice to help you with your policy. Here’s what our clients think about us.
So if you have a with-profits policy, please call our with-profits expert Miles Hendy on 01454 327788, email us at office@fraserheath.co.uk or fill in our contact us form and find out how we can help you.
|
With Profits News
-
Assessing your With-Profits Policy
This article challenges eight commonly held assumptions about with-profits policies. It first appeared in Skandia's Informer Magazine in May 2010.The Great Wall of China cannot be seen ...
Posted 4 Jul 2010 16:14 by Miles Hendy
-
Have you Missed your MVR Free Date?
Communicating the Value. The Financial Times have this week focussed in on the FSA’s findings that many insurance companies have failed to adequately inform customers of the value of ...
Posted 2 Jul 2010 05:51 by Financial Advice News
-
FSA With-Profits Regime Report - Too Little Too Late
Alarm Bells and Little Comfort. The FSA’s findings in their “With-Profits Regime Report” released on 30th June 2010 should ring loud alarm bells for with-profits policyholders, but ...
Posted 2 Jul 2010 05:43 by Financial Advice News
-
Policing With Profits
With an estimated 28 million policies worth £338 billion in with-profits funds at the end of 2008, savers might expect there existed a great deal of scrutiny and policing ...
Posted 28 May 2010 05:24 by Financial Advice News
-
Aviva Improve Market Value Reduction (MVR) Rates
Aviva last improved their MVR rates in October 2009. Although investment sentiment had improved by the time of their Annual Bonus Announcement in January 2010 they declined that opportunity to ...
Posted 18 May 2010 07:23 by Miles Hendy
|
Note: The information on this site is designed to inform you about with-profits and our services. Ideas mentioned are not a recommendation. Decisions you make based on reading this website are your own and Fraser Heath accept no responsibility for any loss suffered. For a personal recommendation, please contact us.
|
|
|
