Aviva this week stated that they considered that future sales of With Profits Bonds are likely to come from direct marketing and other affinity partners rather than through Independent Financial Advisers. The article appeared on the front page of Professional Adviser and withprofitsheathcheck's with-profits expert Miles Hendy was quoted.

There are good reasons why so many Independent Financial Advisers no longer have confidence in With Profits Bonds and Aviva's comments generated a vociferous response from IFAs in the comments section on the ifaonline website.

The Professional Adviser article appears below under the heading "IFAs to Lose out to Banks on with-profits" .